Building Wealth

Budget, save, invest, and grow — the fundamentals of financial freedom.

Your learning path

50/30/20 rule, zero-based budgeting, envelope method, apps to use, and common budgeting mistakes.

3-6 month rule, high-yield savings accounts, where not to keep it, and how to rebuild after using it.

Stocks, bonds, index funds, 401(k), Roth IRA — the fundamentals of investing explained simply.

Tax treatment comparison, income limits, contribution limits, conversion strategies, and when each makes sense.

Asset allocation strategies, diversification across stocks and bonds, rebalancing, target-date funds, and sample portfolios by age.

The 4% rule, catch-up contributions, employer matching, Social Security timing, and how to calculate your retirement number.

Path complete!

After finishing all 6 guides, you'll have a strong foundation in building wealth. Ready to go deeper? Ask Dave anything.

Get answers tailored to your situation from Dave and 4 other expert advisors.