First-Time Homebuyer

Everything you need from saving your down payment to getting the keys.

Your learning path

Down payment amounts by loan type, savings strategies, first-time buyer programs, and gift money rules.

28/36 rule, DTI ratios, down payment impact, closing costs, and hidden costs of homeownership.

Conventional vs government loans, fixed vs adjustable rates, jumbo loans, and which mortgage fits your situation.

Pre-approval, house hunting, making offers, inspections, closing process, and first-time buyer programs.

Major systems to inspect, red flags, deal-breakers, negotiating repairs, and when to walk away.

Typical closing costs breakdown, lender fees, title insurance, escrow, and negotiation strategies.

Path complete!

After finishing all 6 guides, you'll have a strong foundation in first-time homebuyer. Ready to go deeper? Ask Walter anything.

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